Need an appraisal in Swainsboro or Emanuel County?

Here are the top reasons GA homeowners hire Kilpatrick & Sconyers Agency:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Emanuel county's assessment of your property
  3. Remove PMI to cut their monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Emanuel county or GA by determining the true market value of real estate in question

Need help determining the price of your house in or near Swainsboro, GA?
Contact Kilpatrick & Sconyers Agency.

We at Kilpatrick & Sconyers Agency understand the unique needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Kilpatrick & Sconyers Agency, we're experts in helping homeowners just like you dismiss unneeded and unwanted PMI insurance.

Challenge Emanuel county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Kilpatrick & Sconyers Agency is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be troublesome from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Kilpatrick & Sconyers Agency can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Kilpatrick & Sconyers Agency can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.